Advisory
BSP-licensed lending platform serving Filipinos worldwide Same-day approval and disbursement available 24/7 OFW Reintegration Loans now open for application Beware of phishing — always verify links before logging in Customer support: customer.care@ofl.ph · (+632) 8-405-0000 BSP-licensed lending platform serving Filipinos worldwide Same-day approval and disbursement available 24/7 OFW Reintegration Loans now open for application Beware of phishing — always verify links before logging in Customer support: customer.care@ofl.ph · (+632) 8-405-0000
(+632) 8-405-0000 Support
Overseas FilipinoLoan
OFW Loan Service

Loans for Overseas Filipino
Workers Worldwide.

Whether you're abroad or coming home — get fast, fair financing built for OFWs. Apply from anywhere, get approved in minutes, and support your family or restart your life with confidence.

Apply from Anywhere 24-Hour Approval BSP Licensed
Apply Now

Get up to ₱5,000,000 in Funds

Personal · Business · OFW · Education — flexible terms with rates as low as 0.5% p.a.

Min Loan
₱80,000
Max Term
36 months
Start Application
50,000+
Borrowers Served
₱8.2B
Funds Disbursed
98%
Approval Rate
20+
Years of Service
Our Services

Loan Products for Every Need

From personal expenses to business expansion — we have the right loan with terms that work for you.

Personal Loan

Daily expenses, travel, medical, or emergencies — quick cash with no collateral.

Apply now

OFW Reintegration

Coming home? Restart your life with affordable financing built for OFWs.

Apply now

Business Loan

Expand operations, buy equipment, or fund new ventures with our business loans.

Apply now

Education Loan

Tuition, learning materials, or further studies — invest in your future today.

Apply now
Why Overseas FilipinoLoan

The Trusted Choice for Filipinos

We combine the trust of a traditional Philippine financial institution with the speed of modern digital lending. No paperwork queues, no hidden fees — just transparent loans with friendly support.

  • BSP-regulated · operating under the BSP framework
  • Same-day funding · approved loans within 24 hours
  • Transparent rates · from 0.5% p.a., zero hidden charges
  • Filipino-first support · 24/7 multilingual customer care
Digital Lending

Apply Anywhere, Anytime — No Branch Needed

Submit your loan from anywhere in the world — manila or middle east — using just your phone. Our online platform lets you upload documents, track status, and receive funds without ever visiting a branch.

  • 100% Online · apply, verify, and sign digitally
  • Worldwide access · works for Filipinos in 100+ countries
  • Mobile-first design · optimized for any device
  • Real-time tracking · monitor your application 24/7
Filipino-Owned

The #1 Lending Partner for OFWs

Built by Filipinos for Filipinos. We understand the unique financial needs of OFWs and their families — from monthly remittances to reintegration loans for those returning home to start a new chapter.

  • 50,000+ borrowers · trusted across the Philippines
  • ₱8.2B disbursed · funding dreams across generations
  • OFW Reintegration · special programs for returning workers
  • Award-winning service · top-rated Philippine fintech 2024

Trusted Since 2006

Serving Filipinos at home and abroad

Banking made simple

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1st branchless digital bank

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★ Top Rated